Arab Bank Group has announced impressive financial outcomes for the first half of 2025, with net income after tax climbing by 6 per cent to $535.3 million, compared to $502.8 million during the same timeframe the previous year. The bank has also maintained a solid capital footing, with total equity reaching $12.5 billion.
The Group’s assets grew by 9 per cent, totaling $75.2 billion. The loan portfolio increased to $39.8 billion, reflecting a 6 per cent rise, while total deposits rose by 9 per cent to $55.3 billion.
Sabih Masri, chairman of the board, commented on these figures, noting that “the positive outcomes achieved in the first half of 2025 clearly demonstrate the effectiveness of the bank’s strategic approach and the robustness of its operational model.” He remarked that “despite ongoing economic challenges and regional geopolitical issues, the bank has continued to expand responsibly and deliver sustainable growth along with healthy returns for its stakeholders.”
Looking forward, Masri reinforced the bank’s long-term strategy: “Our commitment to implementing an integrated corporate strategy and vision remains steadfast, focusing on aligning with the evolving needs of our shareholders and clients.”
Masri further indicated that Arab Bank Switzerland has successfully merged with Gonet & Cie SA and ONE swiss bank SA, boosting its presence in Switzerland and beyond. Following this merger, the assets managed by Arab Bank Switzerland Group have grown to CHF18 billion ($22 billion).
Randa Sadik, the chief executive officer, shared insights on the bank’s performance: “The Group continues to show a growth trajectory, with first-half results reflecting a healthy 5 per cent increase in revenue alongside a solid 9 per cent rise in balance sheet growth.”
Sadik also stressed the bank’s cautious approach towards liquidity and asset quality, stating that “the Group’s loan-to-deposit ratio is at 72 per cent, with provisions for non-performing loans exceeding 100 per cent.” Additionally, she noted that the bank’s capital adequacy ratio is 17.1 per cent, primarily driven by common equity.
The ongoing strength and strategic outlook of Arab Bank have garnered it recognition on an international level.