6 Predictions for the Future of Retail by 2035, According to a New Report

Image: Getty Images/ For illustrative purposes

The retail landscape is on the verge of significant change. A recent report by Bain & Company, titled “The Future of Retail: Six Disruptions That Could Shape the Next Decade,” outlines key disruptive trends expected to reshape the retail sector globally in the coming years.

From the integration of artificial intelligence into essential operations to grocery stores evolving into consumer goods brands, the future presents both thrilling opportunities and critical challenges.

Here is a breakdown of what lies ahead, emphasizing the urgency for retailers to adapt.

A New Era of AI Control

Artificial intelligence is no longer just a tool for administrative tasks. Bain anticipates that a significant portion of retail processes—such as pricing, promotions, and category management—could be automated via sophisticated algorithms. This includes digital twins that simulate decisions and the use of automated merchandising for rapid execution. As a result, conventional retail skills might become obsolete, posing a risk for businesses that don’t evolve.

However, this doesn’t mean that human roles will disappear; instead, talent will transition to more strategic, creative, and customer-focused positions.

Your Customers Might Start “Cheating” with AI

Consider the scenario where customers delegate their shopping to AI systems that understand their preferences better than themselves. These intelligent assistants will handle grocery purchases, meal planning, and make quick, brand-neutral choices. This shift could threaten retailers who rely heavily on brand loyalty.

Bain advises companies to prepare for a scenario where 20-30% of shopping choices might be driven without emotional connections or loyalty. The optimal approach? Position yourself as the preferred option for these AI systems or create your own.

Hyper-Personalized Value Proposition

Gone are the days of fixed price tags. In the future retail environment, the concept of value will be uniquely defined for each consumer and influenced by the context of their shopping moment. For instance, a busy commuter may prioritize speed, while a weekend shopper might seek inspiration.

With advanced data analytics and generative AI, Bain predicts that retailers will provide highly contextualized offers in real-time. Success will hinge on having comprehensive consumer insights and the ability to leverage AI effectively. It’s not just about cost; it’s about delivering pertinent experiences.

Grocery Retailers as FMCG Titans

The demand for private label products is soaring. In many European countries, up to 50% of consumers actively seek them out; by 2035, Bain forecasts that private label products could occupy 70% of grocery shelves in specific markets. This trend could blur the lines between grocery stores and fast-moving consumer goods manufacturers.

Retailers will need to reassess relationships with suppliers and utilize private labels to bolster exclusivity, brand image, and resilience in an unpredictable supply chain environment.

Rethinking the Store Network

The era of aggressive physical expansion appears to be waning. Bain’s analysis indicates that the U.S. grocery sector may need to reduce its number of stores by 15% to restore previous productivity levels.

Store closures should no longer be viewed merely as cost-saving measures; instead, they represent a strategic overhaul. A smaller number of stores might fulfill broader roles such as micro-fulfillment centers, click-and-collect points, or unique brand experiences. Retailers must now evaluate how many locations are necessary and which should remain operational.

Global Race for Scale

Local market size is no longer sufficient on its own. Retailers must achieve international reach to support the technology investments that modern consumers demand.

Bain predicts a future of cross-border mergers and acquisitions—not only to expand market presence but also to gain competitive digital advantages. In this environment, regional players will increasingly become global contenders, leveraging technology to surpass more localized competitors.

Change Is Certain, Preparation Is Key

Bain’s findings highlight that these transformations aren’t far-off; they’re already in motion. Retailers that succeed will be those who look beyond immediate operational challenges and proactively prepare for a new reality shaped by AI advancements, changing consumer behaviors, and major structural shifts. For those who resist?

The future may arrive more swiftly than they anticipate.

Don't miss

Why Branded Residences Are Reshaping Dubai’s Luxury Property Market

Discover why Bugatti, Armani, and Cavalli branded residences are transforming Dubai's luxury off-plan market and what it means for investors and rental yields.

UAE Equities Decline as Regional Tensions Shake Investor Confidence

UAE stock markets closed lower as Middle East tensions dampened investor sentiment, while strong bank earnings and rising oil prices offered limited support.

Dubai rewards residents for inviting more tourists to the city

Dubai has unveiled A Dubai Invite, rewarding residents who encourage overseas friends and relatives to visit the emirate through a new referral programme.

Dubai expands Gold Line to redefine urban transport

Dubai is moving forward with its Dh34bn Gold Line metro project, expanding public transport, improving connectivity and supporting long-term urban growth.

Majority of Investors Forecast Further Growth for Dubai’s Property Market in 2026

Most investors expect Dubai property prices and transaction volumes to rise in 2026 as confidence remains strong across luxury, ready, and off-plan real estate markets.

UAE Begins Nationwide Rollout of Jaywan Payment Cards Through Local Banks

The UAE has launched Jaywan, its first national payment card network, enabling local banks to issue debit and prepaid cards while expanding secure digital payments.

Dubai Property Sales Reach $78 Billion in Record First Half of 2026

Dubai recorded $78 billion in property sales during H1 2026 as luxury residences, branded developments and strong investor demand continued to drive the real estate market.

Dubai Property Market Shows Resilience Despite Regional Tensions

Dubai's residential market recorded AED 225.7 billion in H1 2026 transactions as strong investor demand, population growth and Golden Visa reforms supported continued growth.

Indian Buyers Lead Dubai’s International Property Market in 2026

Indian investors led foreign property purchases in Dubai in 2026, accounting for over 20% of transactions as global demand for UAE real estate remained strong.

US States Move to Block Paramount–Warner Bros. Merger

A coalition of 12 US states has asked a court to block Paramount's proposed acquisition of Warner Bros., citing concerns over competition in the media industry.

Similar publications

Why Branded Residences Are Reshaping Dubai’s Luxury Property Market

Discover why Bugatti, Armani, and Cavalli branded residences are transforming Dubai's luxury off-plan market and what it means for investors and rental yields.

UAE Equities Decline as Regional Tensions Shake Investor Confidence

UAE stock markets closed lower as Middle East tensions dampened investor sentiment, while strong bank earnings and rising oil prices offered limited support.

Dubai rewards residents for inviting more tourists to the city

Dubai has unveiled A Dubai Invite, rewarding residents who encourage overseas friends and relatives to visit the emirate through a new referral programme.